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Same Cost.
Better Care.
Stronger Coverage.

Insurance that does more so members get care when they need it.

Citizens Security Insurance provides supplemental insurance solutions designed specifically for residents of skilled nursing and long-term care facilities.

Our enhanced benefit programs improve access to essential ancillary services— including dental, vision, audiology, and podiatry — delivered directly in facility-based settings. By reducing barriers to care and supporting consistent, preventative services, we help facilities improve resident well-being while maintaining simple, dependable operations.

Key Advantages

  • Comprehensive Coverage: Access to ancillary services and benefits that may not be covered by Medicare or Medicaid.
  • No hidden costs: No deductible, copays or coinsurance.
  • Eliminate out-of-pocket expenses: Save thousands annually on ancillary services. Coverage is available at no additional out-of-pocket cost for qualifying Residents.
  • No Pre-Authorizations: Immediate access to care — no waiting for approvals.
  • Higher Provider Payments (3x Medicaid’s rate): Increased provider availability.
  • Expanded Coverage: Better care leads to healthier residents.
  • Cost-Saving Warranties: Provide peace of mind in cases of damage or loss.