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Same Cost.
Better Care.
Stronger Coverage.

Insurance that does more — so members get care when they need it.

Citizens Security Insurance provides supplemental insurance solutions designed specifically for residents of skilled nursing and long-term care facilities.

Our enhanced benefit programs improve access to essential ancillary services— including dental, vision, audiology, and podiatry — delivered directly in facility-based settings. By reducing barriers to care and supporting consistent, preventative services, we help facilities improve resident well-being while maintaining simple, dependable operations.

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Key Advantages

  • Comprehensive Coverage: Access to ancillary services and benefits that may not be covered by Medicare or Medicaid.
  • No hidden costs: No deductible, copays or coinsurance.
  • Eliminate out-of-pocket expenses: Save thousands annually on ancillary services. Coverage is available at no additional out-of-pocket cost for qualifying Residents.
  • No Pre-Authorizations: Immediate access to care — no waiting for approvals.
  • Higher Provider Payments (3x Medicaid’s rate): Increased provider availability.
  • Expanded Coverage: Better care leads to healthier residents.
  • Cost-Saving Warranties: Provide peace of mind in cases of damage or loss.