Same Cost.
Better Care.
Stronger Coverage.
Insurance that does more — so members get care when they need it.
Citizens Security Insurance provides supplemental insurance solutions designed specifically for residents of skilled nursing and long-term care facilities.
Our enhanced benefit programs improve access to essential ancillary services— including dental, vision, audiology, and podiatry — delivered directly in facility-based settings. By reducing barriers to care and supporting consistent, preventative services, we help facilities improve resident well-being while maintaining simple, dependable operations.

OUR COMMITMENT
We make it easy for Residents to get the coverage they need and the care they deserve.

Key Advantages
- Comprehensive Coverage: Access to ancillary services and benefits that may not be covered by Medicare or Medicaid.
- No hidden costs: No deductible, copays or coinsurance.
- Eliminate out-of-pocket expenses: Save thousands annually on ancillary services. Coverage is available at no additional out-of-pocket cost for qualifying Residents.
- No Pre-Authorizations: Immediate access to care — no waiting for approvals.
- Higher Provider Payments (3x Medicaid’s rate): Increased provider availability.
- Expanded Coverage: Better care leads to healthier residents.
- Cost-Saving Warranties: Provide peace of mind in cases of damage or loss.